TLDR: Sell current car, eat a couple thousand in the loss and buy a cheap car, or keep the car I have and pay more on it in about two years or so? —————— I just started getting serious about paying down debt. Problem is, I took out a car loan less than a year ago, so I still have a lot to pay off (Loan was a bit more than it typically would’ve been as I rolled some negative equity into that, too). I’d like to break the cycle. Get out of this car loan now and just pay off a car right away (I’ll have about $3500-4000 bucks in savings in the next few months) if at all possible. But, again, with negative equity I’d be looking more at cars worth about $2000. Is it even worth it to expect a car that cheap to be reliable? I haven’t driven a car that cheap since high school (And shortly after that my bad spending habits started). I also have a credit card I’m paying down (paid off two, one to go). So I’d probably take all of next year paying that off, while also having a bit set aside for an emergency fund. Trying to figure out which way to go on this plan.