I have had two vehicular NDE's. The second was way more serious, but the first was scarier. I was driving the converted 88 seat school bus/band bus and 16 ft. Wells Cargo equipment trailer to a two week stand in Grande Prairie, AB, from Whitecourt, AB. This was early Oct 1992, I'm 35. Freezing rain started falling about a half hour after we left. It was the first ice of the season. The road quickly became encrusted in ice. At about the midway point on the trip, I approached a steep hill (Isogun Hill). As I crested I saw the semi in front of me fish tail, and the valley below littered with vehicles on both sides. Approximately a dozen assorted pickup trucks, cars and semis were strewn at the bottom. No emergency vehicles had arrived yet. I quickly had to decide what to do. I was gaining on the semi, and I didn't want to push him down. I was inexperienced in driving bigger, heavier vehicles at this time. I decided to go around the semi on the left. I got around him, and did not hit anyone in the other lane, but when I crossed back over, I lost control. I went off the right side, threw the trailer, and landed the bus on it's right side, facing the opposite direction. The key player, who was standing in the bus entrance well ended up under the steering column with a nasty cut on his shin. I hit the windshield, and knocked a tooth through my upper lip. I also got a nasty wound on my right cheek, the one you can't see when you meet me. The other three guys (in the bunks) were just shaken up. All the amps, lights, guitars, and luggage ended up in the slough at the bottom of the hill. All the gear except the guitars were ruined, and they all got soaked. My avatar guitar and 63 Epi Texan, and the leaders cool old Ricky bass all were damaged. All of us went to the hospital, but no permanent, serious damage happened to us. We had to get another bus, trailer and PA. I did another year of touring after that, then got off the road. I've often wondered if I should have hit the trailer brake. I don't know if it would have mattered. I've never been that scared before or since.