You are correct - I should have been more clear 3k-4k is my budget. Big difference, whoops!For fingertstyle playing you cannot go wrong with a Waterloo WL-K.
It's one of the most dynamic and touch-sensitive/responsive guitars I've ever owned. Light as a feather and just does whatever you want it to do.
No offense to those recommending A&L, Blueridge and Breedlove, but OP has a really good budget and there are plenty of guitars within his budget that blow those brands out of the water.
Every Waterloo I've ever played or owned has been incredible.
EDIT: I thought OP had a budget of $3k-$4k, not $300-$400.
Check out Bourgeious guitars. https://bourgeoisguitars.comBackstory is this: I have a Martin 000-18 that is absolutely wonderful, I love it. I have a Gibson hummingbird that is also great, but I always gravitate to my Martin. I’m going through a divorce and am parting with the Hummingbird because my ex loves it and is learning to play and I’m too nice. Anyway, opportunity has arisen to buy a new guitar.
I play 99% finger style, and what I love about my Martin is that it’s so incredibly rsponsive. I love having a second acoustic so I can have one in standard tuning and another in a different type of tuning.
I’m most interested in Martins, but open to others. Neck profiles never bother me, so that’s not a consideration. I do like 1.75” nut widths, however, and I want a guitar that is going to be responsive. Don’t we all? I’d prefer to keep things in the 3-4 range, but could be flexible for something special.