Why did you immediately pay off your credit card out of your bank account? Is this how you always handle commercial transactions? Don't you know that the credit card company doesn't charge interest until the next billing cycle?
If you'd have just waited a week to pay off the credit card, you'd still have the cash in your bank and you could be out there shopping for another guitar right now. The beauty of credit cards is that you're not actually dealing with real money until you pay your bill the next month. Until then it's just numbers in a computer. I just don't get the reasoning behind your actions.
My impression is that you are uncomfortable with buying things on credit. But then why do you even have a credit card? Is it for buyer protection? In this case, buyer protection didn't come into play. But you did benefit from the credit banking system - or at least you would have if you hadn't immediately paid the credit card company. The fact that you are temporarily out $1300 is all your fault - not the seller's.
As for you feeling scammed, I can't argue with how you feel. Everyone here agrees with you that it sucks, but it's not a scam since the seller got nothing out of you - unless it was his goal to tick you off.
If you'd have just waited a week to pay off the credit card, you'd still have the cash in your bank and you could be out there shopping for another guitar right now. The beauty of credit cards is that you're not actually dealing with real money until you pay your bill the next month. Until then it's just numbers in a computer. I just don't get the reasoning behind your actions.
My impression is that you are uncomfortable with buying things on credit. But then why do you even have a credit card? Is it for buyer protection? In this case, buyer protection didn't come into play. But you did benefit from the credit banking system - or at least you would have if you hadn't immediately paid the credit card company. The fact that you are temporarily out $1300 is all your fault - not the seller's.
As for you feeling scammed, I can't argue with how you feel. Everyone here agrees with you that it sucks, but it's not a scam since the seller got nothing out of you - unless it was his goal to tick you off.