I'm just not that dialed in to the hot water heater, it isn't on my radar until the water isn't hot or there is a leak. The leak has always presented itself before the tank completely rusts out.
What are you going to do, set a reminder on your cellphone to replace the hot water heater ten or twelve years down the road?
Piece of tape?......Just write info on that nice white tank with a Sharpie.Just put a piece of tape on it with a date.
When I replaced my water heater, HVAC, and plumbing, I wrote the date and who did it (for service reference) on the unit itself......no paperwork to lose or tape to dry out and fall off.
And yes.....twenty years for a water heater is being very optimistic. (although natural gas ones seem to last longer than electric.)