Paypal is apparently not going to refund the fees they charged you at their whim now.... So if you sell an expensive guitar and the user decides to return it, I guess you are out the big fee... With almost everything returnable now, for most any reason, this is BS... "....according to our updated policy, we will not charge a fee to process refunds, but the fees from the original transaction will not be returned. " There are a lot of new payment methods out their now. My daughters don't even use paypal, they use some other things whose names elude me. What's your experience with those other payment processing sites? Is it possible to sell on Reverb or Ebay with those payment systems, or creditcards?