For me it was this... 1993 Mercury Topaz but mine was in blue. My wife's car broke down in town and the tow truck towed her to the Ford Dealership to get it fixed. They told her it was beyond repair and that she should just look at a new car. They showed her the Topaz and when I got home it was setting in my driveway. I asked what was up and she told me we needed to go to the dealership in the morning (Saturday) to fill out the paperwork. I asked her what had happened to her car and she told me it was broken and they could not fix it. I asked how much the new one was and she said she did not know. We drove the car around that evening and I was shocked to see it had almost 7K on the odometer. So we roll into the dealership in the AM and the sales guy has the paperwork all filled out. Only $325 a month payment to Ford Motor Credit and they would take care of everything. I signed the stupid piece of paper as my wife was in love with that car. She thought it looked like a BMW I paid on that car for a year and one day it hit me. I have a five year note at $325 a month making my total payout at $19,500.00. I thought I had seen where those cars were less than $12K brand new and I had bought one that had 7 grand on the odometer. When I got home I pulled out that buying contract that I had stashed away. Sale price for the car was $12K, the additional 7500 total payout was interest figured at 21%APR. Yeah I bought a car on a credit card. The kicker was they did not even give me salvage cost on my wife's car that was not fixable, the contact showed a trade in value of $1. By the way her "non fixable" car drove past me at an intersection about a month later. I ended up calling my bank and told them my sad tale. They agreed to finance the car for 48 months at $248 a month. A $75 savings per month and with no extra time added. It was the last impulse car buy I ever made. Now that new driver that is in the golf bag.... we don't want to talk about that. It is supposed to go 15 yards further!