Let the countdown begin

Discussion in 'Bad Dog Cafe' started by JL_LI, Jul 3, 2019.

  1. JL_LI

    JL_LI Friend of Leo's

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    I plan on retiring a few months after my 70th birthday after more than 34 years with the same employer. I'll walk out the door for the last time on July 2 next year. I've begun to think seriously about the implications. I'm not worried about running out of money. I've planned well enough for that. What I haven't planned is the restructuring of my life. Starting with the mundane things, I'll need a cell phone. I'll have to give back the company provided phone I've been using for many years. I need to upgrade my personal email. I haven't used my gmail account for anything I don't know is coming for as long as I've had a company account. A year into retirement I'll have to think about downsizing my car. I don't need anything as big and powerful as what I have now. Medicare and supplements shouldn't change. I've been off my company's health insurance ever since the deductibles and copays went through the roof. I need to make some banking changes. The credit union won't be as convenient and I won't need the account where my employer deposits expense reimbursements. I'll have to begin changing loyalty rewards profiles to eliminate any connection with my employer and company credit card. The list seems endless and I know I haven't thought about more than a smidge of it.

    I'm thinking that this is a lot like the restructuring necessary after a divorce. I'm sure others have gone through this. I'm sure others are thinking about it. I have air miles and hotel points for a few more good vacations. What am I not thinking about? What were some of the surprises after retirement? What about time? I've thought maybe I should go to work on a political campaign but I've yet to find a candidate for most offices who's more than the better choice, not a good one. Has anyone gone back to school? I don't see myself going back for more STEM, but maybe music. Any and all help, serious and snarky will be rewarded with likes. Please help me think this through. I need to put together a time line for organizing the changes I'll need to make and I'd like to have the time line put together first. Thanks in advance.
     
  2. dkmw

    dkmw Friend of Leo's

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    You are over-thinking the h out of this, but you’re an engineer:)

    Don’t take that the wrong way, my best friends are engineers.
     
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  3. P Thought

    P Thought Poster Extraordinaire Ad Free Member

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    Man, if you can afford school just for the shirts and giggles, not for a c'reer, music would be a great thing to go there for!

    I've thought about taking a class or three myself, just at our local community college.
     
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  4. kelnet

    kelnet Telefied Ad Free Member

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    Don't forget that you have to buy golf clubs. Do you get a custom set, or just go with what's on sale?

    You'll also need a new post-retirement guitar, just to commemorate the occasion.
     
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  5. esseff

    esseff Tele-Holic

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    I've got 20 months left before retirement and not planning anything beforehand. Reckon I'll just ignore the clock and see where life leads me.
    Also an engineer (and won't miss it one thousandth of an inch). :D

    Just think - you'll have no obligations and can do whatever you want whenever you want. You've worked most of your life for that. What's not to like!
     
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  6. Obsessed

    Obsessed Telefied Ad Free Member

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    How about the man cave/recording studio upgrade?
     
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  7. nojazzhere

    nojazzhere Poster Extraordinaire

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    Before I actually DID retire, I used to think about/fantasize what I would do.....just to fill up the time. I thought I would be able to devote a lot of energy into things like Habitat for Humanity or Meals on Wheels. What I didn't count on was how much time I would have to devote to helping to care for my mother. I live a relatively simple and frugal life, so money isn't much of an issue, and as I've been modifying/perfecting the same Telecaster for nearly twenty years, I don't have a lot of GAS, and what little gear I do acquire is usually inexpensive stuff.
    I'm pretty much in agreement with dkmw......don't over-think it too much. Try to let it happen, and see where IT takes you. As long as you don't have to worry about the BIG stuff (money, health, personal problems) you'll come out OK......just enjoy! My only regret is I wish I had retired back in my thirties. ;)
     
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  8. P Thought

    P Thought Poster Extraordinaire Ad Free Member

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    For me retirement was weird at first. What we do becomes part of who we think we are, and when we stop doing it we have to rediscover or redefine who we are.

    I have done that now. I am a lazy bum.

    Now the weirdness is gone, and I recommend retirement to everyone.
     
  9. natec

    natec TDPRI Member

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    Heck I'm 15 years away from retirement, and I think about this stuff all the time.

    From a tech perspective - I plan to downgrade as much as possible (I currently run an IT department).

    I will own the 'dumbest' smart phone I can find, and I will leave it on the kitchen table 99% of the time.
    I'll only check my voice mail and/or my email 1x or 2x a week.
    I'll stop streaming content to the TV, and throttle my internet access.
    I'll unsubscribe from pandora, amazon music, and spotify.
    I will not own anything with an embedded gps.
    I'll listen to music on an "antique" CD player or an even older turntable.
    I will spend less time behind a screen, and more time in front of other human beings.
    I'll find somewhere to volunteer.

    Nate
     
  10. Mike Eskimo

    Mike Eskimo Telefied Ad Free Member

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    -Get up in the morning either one hour earlier or one hour later than when you were working.

    -Eat lunch with your significant other 3 or less times a week

    -For God’s sake don’t waste the last years of your life going to school !

    -Help someone less fortunate than yourself on a weekly basis.

    -Spend at least as much time with younger people than with folks your own age.

    -Do not do any errands during the same time/only time/limited time that working people have to do theirs (meaning : do your grocery shopping at 11 on a Tuesday and stay outta Home Depot on the weekends)

    -See as many day ballgames as possible , MLB or AAA.

    -Drive fast on empty roads . Keeps you sharp and it’s fun.

    -Make it a goal to need many refills of viagra/cialis.

    -Familiarize yourself with the new rules (old rules that nobody followed) regarding your interaction with females out in the world (for God’s sake don’t tell any woman to “Smile !”)

    -Write down things about your life, or life in general that you think are important.

    -Make sure you have a great (not good ) acoustic.

    - Be freaking grateful everyday !
     
    Last edited: Jul 3, 2019
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  11. Dave Hicks

    Dave Hicks Tele-Afflicted

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    I prepared carefully by buying a banjo.

    D.H.
     
  12. Zepfan

    Zepfan Poster Extraordinaire

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    Do what YOU want to do, You've earned it.
     
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  13. SacDAve

    SacDAve Poster Extraordinaire Silver Supporter

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    October will be 10 years. I feel pretty good giving some advice............Most defiantly there is an adjustment period....... After that 20 second adjustment period have fun. One thing I really like is doing stuff during the week going to stores is a whole new experience
     
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  14. Deeve

    Deeve Friend of Leo's Silver Supporter

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    A friend retired about 2 years ago and his instruction was to not do much right away - set & reflect on what's ahead and then take action(s).
    After the reflection process, he's purchased an RV and put it to use, deputizing me to tend to his mailbox from time-to-time.
    Looks like fun - I hope to catch up in less than 10 years.
    Peace - Deeve
     
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  15. thunderbyrd

    thunderbyrd Poster Extraordinaire Silver Supporter

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    since I retired, I have found myself withdrawing from the world. I don't want go anywhere or do much of anything. this not good.
     
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  16. DavidP

    DavidP Friend of Leo's

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    "R-Day" for me is Sept. 1; haven't put a countdown clock on my desktop (yet). Leaving my occupation but intent on pursuing my preoccupation (music)!!
    Right now there's anticipation, some excitement, and lots of apprehension... I'm subscribing to this thread for sure!!
     
    Last edited: Jul 3, 2019
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  17. teletimetx

    teletimetx Doctor of Teleocity

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    Find a way to include unplanned time. Unstructured activity. Take a day and wander, with no particular place to go.

    Or pick an interesting (to you) spot on a map and just go for a day. Take your time. It's yours, no one else's.

    Sounds like you're adept at planning. How about unplanning? Maybe you could develop your improvisational thinking - which might sound like I've assumed you haven't looked into that already or mightn't be really good at it. That would be hard to tell from your original post, though...:)

    As mentioned above, volunteering/helping others - even teaching?

    I agree with those that recommend music classes or even private guitar lessons - why not? There's always so much to learn.

    However it goes, stay in touch.
     
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  18. nojazzhere

    nojazzhere Poster Extraordinaire

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    You pointed out thirteen suggestions there Mike......six or seven of them are absolutely DEAD ON......I'm just not going to identify the duds....;)
     
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  19. P Thought

    P Thought Poster Extraordinaire Ad Free Member

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    Just a couple-three weeks now until my wife joins me in retirement. She's apprehensive about it after 40 years in nursing, which she loves. We don't have any very specific plans, but we'll hitch up the trailer and head out somewhere.
     
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  20. Toto'sDad

    Toto'sDad Telefied Ad Free Member

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    Were you rode out of town on a rail?
     
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