Tonight, as I was driving in NJ, a bunch of deer came out of nowhere and ran across the road from left to right. I thought I dodged a bullet but then another one appeared and hit my car. It knocked off the driver's side corner off my bumper (10 year-old Toyota Highlander). Anyone have any sense how much it will cost to replace the bumper? I'm assuming that it will be more cost effective to not go thru insurance, but could be dead wrong.