Admin Post I've been working my butt off and saving as much money as I can since I was 21. I'm retiring in 961 days and I will be under 60 when that happens. I've gone through tough years and lived very frugally rather than dip into savings. And when I've had extra I've spent it. You have to have balance. I've got most everything I need and really don't won't anything else. My wife and I bought our retirement home a couple years ago, in anticipation of my pending retirement. The right place come along at close to the right time so we jumped on it. I can walk out the front door and go fishing, or walk out the back door and putter around in the shop. Or I can just sit on the deck and read a book. Those are pretty good options for me and I feel like I've earned it.