I agree get the one you are most gravitated to (acoustic vs electric) as you will want to play it more. But remember if you go electric, you'll need a practice amp etc and you'll drive your family crazy while learning and you won't be able to practice at night. So a practice amp that will accommodate headphones for late night. as well as a decent cable. That will be added to the price of entry as well as lessons. I have been focusing on acoustic for the last two + years and the approach in my opinion is different. I guess not so much approach but how you get dynamics and different sounds is different and influences your technique - electric vs acoustic. I made my biggest strides on playing focusing for two years on acoustic, especially classical guitar. Having just picked back up the electric (a tele) I find myself playing a lot country licks. I never would have figured that. But I agree with others if you can swing a Classic Vibe series electric I'd get one of those. They're great and no upgrades are necessary. Acoustic, a Yamaha FG730s or a Seagull would be a good start. No accessories needed but a gig bag or case and a tuner. And you can take it to the park etc.