I'm not going to reply to any single post, because there are several extolling the same (incorrect, I might add) sentiment of "these kids today are just too lazy to work and pay for school like I did". Well, the game these kids are playing ain't the same game you and I played and the world is not the same as it was in the '70s-'90s. When I started college in 1990 at a top state university, tuition was $25 per credit, which meant my semester tuition was $500. I could work a minimum wage job ($5 per hour) for 7 hrs per week during the semester and pay off my tuition. No big deal at all- I did that and more, and graduated debt free (with a BS in Chemical Engineering, by the way). Today, in-state tuition at that same school is now $225 per credit, nearly 10 times as much!! Working that same minimum wage job (now paying $7.25 per hour), I would have to work 42 hours per week during the semester just to pay for that tuition (not including food, housing, etc). See the problem- it's not just hard to do, it is impossible to do now without loans (and don't say you could still do it..if you say that you could work 40+ hours per week and still pull off a degree in chemical engineering, you never majored in chemical engineering)! And this is best-case scenario. Out-of-state tuition for that same university is now $625 per credit, which means you'd have to work 110 hours per week to pay your tuition. I teach at a private university now where tuition is $42,000 per year...a student would have to work 5800 hours (or nearly 3 years full time at minimum wage) to pay for this! So, to save up beforehand, you'd have to work for 12 years (and not spend a dime on anything else) to save for this if you wanted to not take out loans. My point..college was essentially free for me (and all of you over 40) compared to now, so please don't pat yourselves on the back too hard for an advantage we had (lucky us!!) and criticize kids for something they don't have control over. My college students are amazing kids, who honestly work harder than many of my friends back in college- they are anything but lazy. The deck is unfortunately stacked against them (I have three kids, including a high schooler whose work habits put mine to shame at the same age), and he's frankly terrified about the future and the prospects of deep student loan debt. And before you jump on me, I TOTALLY agree that college is not for everyone, and many of these kids getting into debt would be much better served in a trade. Believe me, me and my fellow professors spend a lot of time debating the ethics of putting 18 year old students (who don't really know any better) into $200K debt. And finally, contrary to popular belief, the VAST majority of these students are in STEM and other "real" degree programs (not Underwater Basketweaving). And sorry to burst your bubble everyone, but I know MANY unemployed (or underemployed ) scientists and engineers...I have a PhD in chemistry and was scared s***less about finding a good job, so STEM is not a sure thing. Sorry for the rant, but I just feel that may of you think things are the same as they were when you and I were young...they most certainly are NOT.