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Old November 27th, 2011, 05:08 PM   #1 (permalink)
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If you're sick of Paypal fees-Try Dwolla

This is gonna turn the payment processing industry upside down.
Just .25 per transaction?


http://www.businessinsider.com/this-...2011-11?page=1

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Old November 27th, 2011, 05:11 PM   #2 (permalink)
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Linky stinky
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Old November 27th, 2011, 05:25 PM   #3 (permalink)
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Dwolla
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Old November 27th, 2011, 05:42 PM   #4 (permalink)
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Thanks, I've been boycotting Pay [throughthenose] Pal and selling on eBay for a while now. I do still the occasional buy on flEbay though...
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Old November 27th, 2011, 05:46 PM   #5 (permalink)
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I don't think paypal fees are too bad. Ebay is almost 10 percent i think.
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Old November 27th, 2011, 05:59 PM   #6 (permalink)
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If ebay does not match it or allow it, it is not going to really change ebay.
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Old November 27th, 2011, 06:15 PM   #7 (permalink)
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ebay owns paypal..nuff said
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Old November 27th, 2011, 06:35 PM   #8 (permalink)
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ebay owns paypal..nuff said
I believe you can use other forms of payment on ebay? dwolla sounds kind of goofy but gives people other form of payment. Also is for USA only right now from what i read?
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Old November 27th, 2011, 06:40 PM   #9 (permalink)
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I believe you can use other forms of payment on ebay? dwolla sounds kind of goofy but gives people other form of payment. Also is for USA only right now from what i read?
yes you can use other forms of payment...but i think most people just use paypal for its ease...even though it costs them
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Old November 27th, 2011, 06:56 PM   #10 (permalink)
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yes you can use other forms of payment...but i think most people just use paypal for its ease...even though it costs them
A monopoly of anything is not good so nice for other alternative but people are fools with their money most days.
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Old November 27th, 2011, 07:03 PM   #11 (permalink)
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Errrr, listen up campers. Lots of clubs, charities, and people accept Paypal at the moment. This is not all about fleabay, it is about a lower cost alternative to Paypal-for non-ebay payments...
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Old November 27th, 2011, 07:16 PM   #12 (permalink)
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I have a feeling you will see sellers posting in their descriptions that they now accept Dwolla.
I don't think Ebay can regulate payment forms.
I think I'll see if I can add Dwolla in my profile.
Let you know.
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Old November 27th, 2011, 07:50 PM   #13 (permalink)
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I have a feeling you will see sellers posting in their descriptions that they now accept Dwolla.
I don't think Ebay can regulate payment forms.
I think I'll see if I can add Dwolla in my profile.
Let you know.
I just signed up for Dwolla and wasn't a big deal.
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Old November 27th, 2011, 08:02 PM   #14 (permalink)
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Not yet sure how Ebay and Dwolla will work, but I clipped this from the current Ebay Seller policy:

"Accepted Payments Policy

Our Accepted Payments policy helps ensure that buyers and sellers on eBay are offered safe, convenient payment options.

For most categories, sellers need to offer one or more of the following electronic payment choices:

PayPal
ProPay
Moneybookers
Paymate
Credit card or debit card processed through the seller's Internet merchant account

Additionally, payment upon pickup and Bill Me Later are valid payment methods as well.

Payment methods not allowed on eBay:

For most categories, sellers can't ask buyers to:

Send cash through the mail
Send cash or money orders through instant, point-to-point cash transfer services (that are not banks) such as Western Union or MoneyGram
Mail checks or money orders (except for items in categories specifically permitted below)
Pay through bank-to-bank transfers (except for items in categories specifically permitted below)
Pay by "topping off" a seller's prepaid credit or debit card
Pay using online or other payment methods not specifically permitted in this policy"

There's more, with exceptions for certain types of sales (like auto sales and such). Don't yet know how Dwolla falls in this - I'm just posting it here to help the discussion.
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Old November 27th, 2011, 08:17 PM   #15 (permalink)
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eBay and Paypal are the same company. I doubt they will allow anything that takes business away from Paypal.
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Old November 27th, 2011, 08:33 PM   #16 (permalink)
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I think ebay's policy is you can't exclude PayPal as one of the payment options. I don't see why the seller can't offer Dwolla as a means of payment. You could use upillar.com which allows the buyer and seller arrange their own payment method.
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Old November 27th, 2011, 08:35 PM   #17 (permalink)
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I think ebay's policy is you can't exclude PayPal as one of the payment options. I don't see why the seller can't offer Dwolla as a means of payment. You could use upillar.com which allows the buyer and seller arrange their own payment method.
I thought so too but I recently ran across listings in which the seller did not take PayPal. I did not buy, so I don't know if this was a violation which eBay would overrule or not.
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Old November 27th, 2011, 09:36 PM   #18 (permalink)

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I honestly don't think Paypal's fees are outrageous. They're close to what credit card companies charge for low volume transactions as well.

I think folks just got used to using it for free when it started, then for cheap, and then we got really cranky when they started charging the same as Visa or Mastercard.

I do have a problem with their business practices, though, as customer service is nearly impossible to negotiate, and they make wacky policies sometimes without explanation. After I'd been using them for about 6 months to accept business transactions, they told me that they thought they needed to hold on to my money for a while to make sure my customers received their items. There were no complaints, they just one day decided to make the change.

Since most of my parts sales are special orders, I'm not ordering the parts until I get the payment, so I had to start asking customers to use the gift policy to circumvent this.
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Old November 27th, 2011, 10:08 PM   #19 (permalink)
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I have simply put in my auctions, "other forms of payment accepted." The buyer can draw his/her own conclusions, and it doesn't seem to violate any of eBay's policies. Those other forms can be discussed after the sale, if you know what I mean. There are way to get around the eBay/Paypal monopoly, whic I think is unfair, if not unlawful.
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Old November 27th, 2011, 10:16 PM   #20 (permalink)
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I honestly don't think Paypal's fees are outrageous.
Agree, for me it is just more after eBay already charged me to sell, and the monopoly type thing.

I actually had the text of 'Money Order' parsed and I could not complete a listing to sell without taking it out. That was the last sell auction and I just
tossed PP into my embargo. YMMV etc
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