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Old July 20th, 2008, 10:44 AM   #1 (permalink)
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Funny credit card story

Got this in an email today.

Cancel your credit card before you die..........(hilarious!)

Now some people are really stupid!!!!
Be sure and cancel your credit cards before you die.

This is so priceless, and so, so easy to see happening,
customer service being what it is today.

A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to Citibank.

Here is the exchange :

Family Member: 'I am calling to tell you she died back in January.'

Citibank : 'The account was never closed and the late fees and charges still apply.'

Family Member : 'Maybe, you should turn it over to collections.'

Citibank : 'Since it is two months past due, it already has been.'

Family Member : So, what will they do when they find out she is dead?'

Citibank : 'Either report her account to frauds division or report her to the credit bureau, maybe both!'

Family Member : 'Do you think God will be mad at her?'

Citibank: 'Excuse me?'

Family Member : 'Did you just get what I was telling you -

the part about her being dead?'

Citibank : 'Sir, you'll have to speak to my supervisor.'


Supervisor gets on the phone:

Family Member : 'I'm calling to tell you, she died back in January with a $0 balance.'

Citibank : 'The account was never closed and late fees and charges still apply.'

Family Member : 'You mean you want to collect from her estate?'

Citibank : (Stammer) 'Are you her lawyer?'

Family Member : 'No, I'm her great nephew.' (Lawyer info was given)

Citibank: 'Could you fax us a certificate of death?'

Family Member : 'Sure.' (Fax number was given )


After they get the fax :

Citibank : 'Our system just isn't setup for death.
I don't know what more I can do to help.'

Family Member : 'Well, if you figure it out, great!
If not, you could just keep billing her. She won't care.'

Citibank: 'Well, the late fees and charges do still apply.'
(What is wrong with these people?!?)

Family Member : 'Would you like her new billing address?'

Citibank : 'That might help...'

Family Member : ' Odessa Memorial Cemetery , Highway 129, Plot Number 69.'

Citibank : 'Sir, that's a cemetery !'

Family Member : 'And what do you do with dead people on your planet???



(Priceless!!)
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Old July 20th, 2008, 12:12 PM   #2 (permalink)
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That's how people so used to function by a computer system loose all sense of ... common sense !
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Old July 20th, 2008, 04:23 PM   #3 (permalink)
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If there is any money left when I die, I must have made some miscalculations...
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Old July 20th, 2008, 05:31 PM   #4 (permalink)
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Bwahahahahaha!!! That is priceless Arlo!!

It reminds me of a conversation I had with my father-in-law awhile back when he was spun up with the knuckleheads at one of his credit card companies.

He told me he was thinking about just running all his credit cards up to the max (he's got a ton of them) and then just paying minimum payments until he died (he's 96 right now) and let them figure out how they were going to collect from him.

I'm sure that would have resulted in a lot of laughs for us all after he passes on!
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Old July 20th, 2008, 08:19 PM   #5 (permalink)
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Reminds me of that great Alex Chilton lyric in the song "No Sex" (which was written back in the 80s, about AIDS):

"Pretty soon, we're all gonna get it...
Time to buy some stuff on credit..."

Cheers, Tim
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Old July 20th, 2008, 09:00 PM   #6 (permalink)
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Originally Posted by Home Grown Tele View Post
Bwahahahahaha!!! That is priceless Arlo!!

It reminds me of a conversation I had with my father-in-law awhile back when he was spun up with the knuckleheads at one of his credit card companies.

He told me he was thinking about just running all his credit cards up to the max (he's got a ton of them) and then just paying minimum payments until he died (he's 96 right now) and let them figure out how they were going to collect from him.

I'm sure that would have resulted in a lot of laughs for us all after he passes on!

Economics Professor told his class to lead a perfect life , never get married , never have children , build up as much debt as you possibly can until you die !
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Old July 20th, 2008, 09:38 PM   #7 (permalink)
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Economics Professor told his class to lead a perfect life , never get married , never have children , build up as much debt as you possibly can until you die !
let us not lose sight of the fact that that guy actually chose to become an economics professor.... not exactly the life choice that I would tend to use as a data point for someone who "has it figured out"... if you know... oh shoot that saying is taken.


Arent' econ professorst the guys who have theories about how to make money but no stones to chase it?
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Old July 20th, 2008, 10:07 PM   #8 (permalink)
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let us not lose sight of the fact that that guy actually chose to become an economics professor.... not exactly the life choice that I would tend to use as a data point for someone who "has it figured out"... if you know... oh shoot that saying is taken.


Arent' econ professorst the guys who have theories about how to make money but no stones to chase it?
Well, there is that old saw, if you can't do it, teach.

This is pretty funny. From the response of the folks on the phone call, it sounds like their bonus is based on getting the debt settled. So, any argument, no matter how weak, is being deployed to get someone, anyone, else to accept responsibility for the perceived debt.
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Old July 20th, 2008, 10:12 PM   #9 (permalink)
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Arlo-That is absolutely priceless (no pun intended). Scares the crappola out of me that these brains are running the economy. No wonder!!!!!!!!
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Old July 20th, 2008, 11:00 PM   #10 (permalink)
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I thought that old saw said, if you can't make money in business, go into politics.

Teachers are pretty cool, the great ones. They know you can't take it with you.
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Old July 20th, 2008, 11:02 PM   #11 (permalink)
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I thought that old saw said, if you can't make money in business, go into politics.

Teachers are pretty cool, the great ones. They know you can't take it with you.
Well, there is that one too, but it doesn't seem to apply here. And I don't think I can say anything more without breaking a posting rule
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