Cutting any type of wire with scissors or too light weight pliers is problematic.
The cut string end can release unexpectedly and caused the " tool" to slip, damaging your instrument, cutting you or even causing eye injury....bass strings are even harder to cut.
Just because you haven't needed tools in the first part of your life dosent mean you will never need them again, having a basic set of tools and knowing how to use them is part of being an adult, it allows you to do basic repairs to your car, dwelling and other posessions in a safe manner. Get the cutters, along with some basic pliers, screwdrivers etc. as needed, along with a inexpensive box to keep it all in,and never lend them..the stuff from Harbor Freight or Wallmart is fine for ocassional use, but even the dollar tree stuff is better than a jury rig.