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I used to work at a bank. The banks HATE it when they have to process checks. The over-head costs are WAY higher than the ACH (automated clearing house) system. Most banks don't even want to send an image statement of your checks either. They would rather you go on-line and look at your account balances.
Now the ATM machines, that's a whole other deal. They LOVE it when people go to the ATM, retrieve $20.00 cash and pay a $1.00 fee. That's a 5% return!
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