Bwahahahahaha!!! That is priceless Arlo!!
It reminds me of a conversation I had with my father-in-law awhile back when he was spun up with the knuckleheads at one of his credit card companies.
He told me he was thinking about just running all his credit cards up to the max (he's got a ton of them) and then just paying minimum payments until he died (he's 96 right now) and let them figure out how they were going to collect from him.
I'm sure that would have resulted in a lot of laughs for us all after he passes on!